FINTECH INSURANCE

Fintech Insurance for the Future of Finance

From navigating regulatory environments to protecting sensitive client data, fintech businesses experience greater risk at an earlier stage.
Business Insurance for FINTECH
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Expert guidance from industry veterans
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Easy digital management
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Coverages built to scale with you
Trusted by fast-growing Fintech startups of today and tomorrow.
BUSINESS INSURANCE FOR
Credit and Lending
Platforms that provide loans to individuals or businesses, including peer-to-peer and alternative lending.
Payments Processing
Tools that securely facilitate transactions between merchants and customers.
Personal Finance & Wealth Management
Apps that help individuals manage their money, track expenses, investments, and plan for their financial goals.
Insurance
Companies that utilize technology to provide businesses and individuals with protection against potential financial losses.
Real Estate & Mortgage
Platforms that improve the process of buying, selling, and financing real estate properties.
Banking and Exchange
Companies using technology to provide banking and exchange services, such as mobile banking, peer-to-peer payments, and trading.

COVERAGES FOR FINANCIAL COMPANIES

Build your protection based on your risks and growth stage.

Fintech Insurance Essentials
Errors & Omissions
Protection for when a mistake in your service causes a financial loss to a client or customer.
Specialty Add-Ons for:
Investment Advice
Lending
Insurance
Real Estate
Directors & Officers
Protection for personal assets of founders, executives, and board members.
Employment Practice Liability
Protection from allegations of wrongdoing by and between managers and employees.
General Liability
Foundational protection for the basic risks of running a tech company.
Business Property
Bundled with General Liability to help protect your physical property.
Crime
Protection from employee theft, forgery and fraud.
Cyber
Protection for the cost of data breaches caused by mistakes, hacking and social engineering.
BUSINESS INSURANCE FOR FINANCE TECHNOLOGY COMPANIES
With deep fintech expertise, Vouch helps you anticipate milestones, identify risks, and ensure you have proper mitigation strategies in place.
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WHY VOUCH

Vouch is the modern insurer trusted by 700+ Fintech Companies.

Our team of advisors, underwriters, claims managers, and specialty brokers are experts–not just in insurance, but in your business.
Built for Fintech
Exclusive coverages designed to protect you against critical exposures, both as a financial company and as a tech company.
Digital, Centralized & Easy
One streamlined digital experience for purchasing, adjusting coverages, filing claims, and accessing documents.
Deep Affinity and Expertise
Expert insurance consultants with deep knowledge of the fintech industry, who can help you navigate risks specific to your business's stage of growth.
Dedicated Account Managers
Designated insurance advisors to provide personalized risk management advice and support, ensuring optimal protection for your business.
Access to Specialty Policies
Introduction to a wide range of specialized and uncommon insurance policies at competitive pricing through our brokerage team's expertise.

CLAIMS EXAMPLES

Protecting you against critical exposures, both as a financial company and a tech company.

Case Study
Incident
A wealth management app provides investment advice based on user data, like financial goals, age, and risk tolerance. A mistake in the software allowed investors to misstate their age, which led to a user alleging that she was invested in unsuitable assets that resulted in a financial loss.
Resolution
The E&O policy, with a Specialty E&O endorsement for investment advice and activities, covers defense costs and settlements, even for investment advice delivered digitally.
Incident
A startup that provides lending services experiences a breach when attackers are able to take advantage of a software vulnerability, potentially allowing attackers access to customers’ sensitive data, including social security numbers.
Resolution
The Cyber policy covers the costs for a computer forensic investigation, public relations advice, and claims by customers for their identities being stolen.
Incident
The CFO of a startup makes an error in the preparation of financial statements that were used in a funding round. A major shareholder investor learns of the error and sues, alleging material misrepresentation.
Resolution
The D&O policy covers the costs to defend the lawsuit and the settlement, including the investor's legal fees. Because Vouch does not automatically exclude suits brought from major shareholders, this claim may be covered, even though the lawsuit was brought by an investor.
Project management software startup
Incident
The CFO of a startup makes an error in the preparation of financial statements that were used in a funding round. A major shareholder investor learns of the error and sues, alleging material misrepresentation.
Resolution
The D&O policy covers the costs to defend the lawsuit, the settlement, and the investor's legal fees. Because Vouch does not exclude suits brought from major shareholders, this claim is covered, even though the lawsuit was brought by an investor.
Software testing platform startup
Incident
A startup that provides software testing tools experiences a breach when attackers are able to take advantage of an error in how the startup built docker images, potentially allowing attackers access to customers’ sensitive data.
Resolution
The Cyber policy covers the costs for a computer forensic investigation, public relations advice, and claims by customers for the cost to conduct their own forensic investigation.
Billing software startup
Incident
A startup sells their invoice and billing software to a client. After using the software, the client learns they have been sending invoices with incorrect amounts to their customers. They allege that the startup made errors in the design and implementation of their software.
Resolution
The E&O policy covers the costs to defend the allegation. The matter is settled after the startup agrees to a monetary settlement, including the client's legal fees.
BUSINESS INSURANCE FOR FINANCE TECHNOLOGY COMPANIES
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Start by applying online in 10-minutes or less.
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Questions? Talk to an Insurance Advisor to review coverages.
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Review your quote and activate coverage within 1 business day.
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WHAT CLIENTS SAY

Financial Services Platform
Series A
“With Vouch, everything from the first application to the renewal process was ideal: efficient and painless. We loved working with the team, all of whom are incredibly responsive, customer-oriented, and friendly.”
Annie Zhu
Head of Finance, Arc
Identity Platform
Series B
"Vouch actually understands what we do, and we didn’t have to jump through hoops to get covered. We purchased a policy in minutes, got a great price, and now have coverage that will grow with our company."
Kyle Mack
CEO & CoFounder
Decision-tree Software
Series A
"Working with Vouch is seamless and easy - they are true advisors, ensuring that we are covered properly while executing efficiently. Vouch has the best customer service - timely, responsive and always helpful. We love working with Vouch!"
Scott Kincaid
CFO

VOUCH Team

Meet our Fintech Experts

Hank Kinne
DIRECTOR OF FINTECH
Hank is a seasoned insurance professional with over 25 years of experience in the industry. He has worked for top companies including Aon, Marsh, and Willis. Hank specializes in fintech risks and currently serves as the segment underwriter for Vouch's fintech arm. Prior to this role, he was the SVP at McGriff, Seibels & Williams, where he served as a trusted business partner for Fortune 500 companies in a wide range of industries.
Graham Marchant
SENIOR ADVISOR
Steve is a licensed insurance professional and attorney focused on reducing complex risks for venture-backed tech companies. He specializes in helping fintech companies navigate the industry and has over 15 years of experience in the insurance field. Steve's expertise has been honed through his work as the West United States FINEX Leader at Willis Towers Watson, SVP of the FinPro practice at AON, and the Principal of the New York/Los Angeles Offices for Krauter & Co.'s Private Equity Practice.
Amanda Sandoval
UNDERWRITER
Steve is a licensed insurance professional and attorney focused on reducing complex risks for venture-backed tech companies. He specializes in helping fintech companies navigate the industry and has over 15 years of experience in the insurance field. Steve's expertise has been honed through his work as the West United States FINEX Leader at Willis Towers Watson, SVP of the FinPro practice at AON, and the Principal of the New York/Los Angeles Offices for Krauter & Co.'s Private Equity Practice.
Amy Singh
ACCOUNT EXECUTIVE
Steve is a licensed insurance professional and attorney focused on reducing complex risks for venture-backed tech companies. He specializes in helping fintech companies navigate the industry and has over 15 years of experience in the insurance field. Steve's expertise has been honed through his work as the West United States FINEX Leader at Willis Towers Watson, SVP of the FinPro practice at AON, and the Principal of the New York/Los Angeles Offices for Krauter & Co.'s Private Equity Practice.
INSURANCE 101

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