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A new approach to insurance for scale-stage startups.

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FOR SERIES B to IPO
A new approach to business insurance for scale stage startups
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FOR SERIES B to IPO
600+ Series B to IPO Clients

Why scale-stage startups are switching to Vouch Horizon.

75% of scale-stage startups have severe coverage gaps, putting your company and career at risk.

Frustrating Conversions

Frustrating conversations
Brokers often don’t get tech. You have to teach them your industry.

Impossible Legalese

Impossible legalese
Convoluted polices make smart risk decisions difficult.

Intentional exclusions

Intentional exclusions
Insurers deliberately exclude risks core to your business.

 

Introducing Vouch Horizon. So much more than a broker.

Horizon delivers unprecedented expertise, insight and control. Your dedicated insurance A-team are experts in your industry, ensuring your policies and contracts are spot-on. Gain peace of mind with coverage that truly covers, avoiding costly gaps.

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Brokerage access to a curate marketplace of carriers
Brokerage access to a curated marketplace of carriers
Dedicated account management
Dedicated account management with expertise in your industry
Complimentary coverage analysis
Complimentary Coverage Analysis
Regular business reviews
Regular business reviews every 6 months
Consultation for 3rd party contract
Consultation for 3rd-party contract negotiations
Targeted benchmarking data
Targeted benchmarking data, fine-tuned by industry niche

Your Complimentary Coverage Analysis

A no-pressure review of your current insurance program.

Complimentary coverage analysis
8
Critical Risks
Areas of under-insurance
Major Policy Gaps
Multiple Renewal Dates
15 Total Recommendations
Learn your company’s critical exposures
Discover areas of coverage deficiency
See how Vouch 
can deliver value
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Customize by Industry
Fintech insurance for the future of finance
Coverage by INDUSTRY

Fintech Insurance 
for the Future of Finance

From navigating regulatory environments to protecting sensitive client data, fintech businesses experience greater risk at an earlier stage.

Covers both Technical and Professional Liability
Custom policies for investing and lending tech
Advisors with expertise in fintech
Trusted by 800+ top Fintech companies
FINTECH ENDORESEMENT

Three Actionable Steps to Make Your Insurance Program Simpler, Easier & More Effective

Maximize the protection and value of your startup's insurance program with these three proven strategies.

Meet Vouch Horizon’s dedicated Fintech team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

Steve Barge-Seiver

Steve Barge-Seiver, Esq.

Director of Fintech
Graham Marchant

Graham Marchant

Senior Advisor
Hank Kinne

Hank Kinne

Lead Underwriter
Amy Singh

Amy Singh

ACCOUNT EXECUTIVE

Our process with Vouch was ideal: efficient and painless. We loved working with the team, all of whom were incredibly responsive, customer-oriented, and friendly!‚ÄĚ

Annie Zhu, Head of Finance

Why Arc chose Vouch as their Fintech risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Scaling Coverage Needs
THEIR PROBLEM

As Arc grew, their existing insurance policies became insufficient, with gaps emerging as its operations expanded.

VOUCH’S SOLUTION

Leveraging benchmarking data, Vouch crafted tailored recommendations, scaling Arc's coverage to meet their evolving business needs.

2
analysis result
Evolving Requirements
THEIR PROBLEM

With rapid developments, such as increasing customer requirements and geographic expansions, their insurance requirements became more complex.

VOUCH’S SOLUTION

Maintained close communication with Arc throughout the year, ensuring that insurance requirements were met amidst the changing business landscape.

3
analysis result
Limited Visibility into Options
THEIR PROBLEM

Leadership needed direct insight into the spectrum of available insurance options to make informed decisions for the short and long term.

VOUCH’S SOLUTION

Delivered options from the broader market and elaborated on tradeoffs, enabling Arc to achieve the best value by balancing coverage terms with premiums.

Business insurance built for B2B startups
Coverage by INDUSTRY

Business insurance built for B2B startups

Your risks as an enterprise software company are unique. Vouch protects against your specific exposures, with a digital experience that moves at the speed of your business.

Designed to meet common B2B contract requirements
Instantly downloadable COIs
Advisors with expertise in tech
Vouch is the modern insurer trusted by 1100+ B2B startups.

Meet Vouch Horizon’s dedicated SaaS team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

Sophie McNaught

Sophie McNaught

VERTICAL LEAD
Riz Watto

Riz Watto

SALES DIRECTOR
Sage Clements

Sage Clements

LEAD UNDERWRITER
Marlowe Milo

Marlowe Milo

ACCOUNT EXECUTIVE
Enterprise Software
Series C

"The Horizon team has guided us through the strategic decisions necessary to optimize our risk strategy. Their expertise in both  insurance and tech, paired with a genuine partnership approach, has instilled confidence in our coverage."

Tom Kaeding, CFO

Why Wunderkind chose Vouch as their SaaS risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Frequent one-off requests
the problem

Encountered inefficiencies with the prior carrier's slow process for issuing Certificates of Insurance (COIs).

VOUCH’S SOLUTION

Implemented an automated system for COIs, eliminating the need for repetitive individual requests.

2
analysis result
Disjointed Renewal Dates
the problem

Managed multiple policies with varying renewal dates, complicating administrative processes.

VOUCH’S SOLUTION

Synchronized all policy renewal dates, thereby simplifying management and planning.

3
analysis result
Unsatisfactory Billing Management
the problem

Experienced billing complications and lack of accountability from the previous workers' compensation provider.

VOUCH’S SOLUTION

Transitioned to a new carrier for workers' compensation, leading to improved account management and issue resolution.

Comprehensive Coverage for Healthtech Innovators
Coverage by INDUSTRY

Comprehensive Coverage for Healthtech Innovators

From protecting sensitive client data to navigating an ever-changing regulatory landscape, Digital Health organizations face challenging operating environments and liabilities.

Covers common insurance gaps for healthtech providers
Expanded protection for bodily and personal injury claims
Advisors with expertise in digital health
Vouch is the modern insurer trusted by 280+ Digital Health Companies.
DIGITAL HEALTH ENDORESEMENT

Closing the Insurance Gap: Ensuring Protection for Digital Health Companies

How healthtech companies are subject to insurance exclusions that could leave them vulnerable.

Meet Vouch Horizon’s dedicated Digital Health team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

George Aliaga

George Aliaga

LEAD BROKER
Matthew Miller

Matthew Miller

LEAD UNDERWRITER
Alison Payden

Alison Payden

ACCOUNT EXECUTIVE
Medical Device, VR
Series C

‚ÄúOur customers have big insurance requirements. We realized working with Vouch that our prior coverage put us in a very vulnerable position. Vouch gives us the confidence that we‚Äôre appropriately covered.‚ÄĚ

Justin Barad, MD and CEO

Why OssOVR chose Vouch as their Digital Health risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Scaling coverage needs
the problem

As OssoVR’s business grew, their original insurance coverages were insufficient for their increasing risks.

VOUCH’S SOLUTION

Aligned OssoVR’s coverage with industry benchmarks, ensuring it was scaled to match their growth.

2
analysis result
Specific Expertise
the problem

The intersection of technology and healthcare required specialized insurance knowledge.

VOUCH’S SOLUTION

Assigned an account manager with healthtech expertise, delivering coverage uniquely tailored to their specific needs.

3
analysis result
Expanding costs
the problem

Sought a more cost-effective insurance solution that didn't compromise on protection.

VOUCH’S SOLUTION

Leveraged custom policies from Vouch alongside brokered policies from the broader market to save them 15% on their overall premiums.

Protection for Life Science startups of any size
Coverage by INDUSTRY

Protection for Life Science startups of any size

Traditionally, the best Life Science coverages were only available to large companies. Vouch protects your startup from early stage R&D to Commercial Product.

Customizable policies for specialized product risks
Approachable premiums for early stage companies
Scalable Protection from early R&D to Commercial Product.
Vouch is the modern insurer trusted by innovative Life Science startups.

Meet Vouch Horizon’s dedicated Life Science team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

George Aliaga

George Aliaga

LEAD BROKER
Matthew Miller

Matthew Miller

LEAD UNDERWRITER
Cassidy Szarnicki

Cassidy Szarnicki

VERTICAL LEAD
Alison Payden

Alison Payden

ACCOUNT EXECUTIVE
Medical Device, VR
Series C

‚ÄúOur customers have big insurance requirements. We realized working with Vouch that our prior coverage put us in a very vulnerable position. Vouch gives us the confidence that we‚Äôre appropriately covered.‚ÄĚ

Justin Barad, MD and CEO

Why OssOVR chose Vouch as their Life Science risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Scaling Coverage Needs
the problem

As OssoVR’s business grew, their original insurance coverages were insufficient for their increasing risks.

VOUCH’S SOLUTION

Aligned OssoVR’s coverage with industry benchmarks, ensuring it was scaled to match their growth.

2
analysis result
Specific Expertise
the problem

The intersection of technology and healthcare required specialized insurance knowledge.

VOUCH’S SOLUTION

Assigned an account manager with healthtech expertise, delivering coverage uniquely tailored to their specific needs.

3
analysis result
Expanding costs
the problem

Sought a more cost-effective insurance solution that didn't compromise on protection.

VOUCH’S SOLUTION

Leveraged custom policies from Vouch alongside brokered policies from the broader market to save them 15% on their overall premiums.

Coverage by INDUSTRY

Protection for the pioneers of decentralization

Introducing the first comprehensive business insurance designed for Web3 companies.

Coverage for risks unique to Web3 companies
No broad crypto exclusions
Advisors with specialized expertise in Web3 risk management
Insuring Web3, one company at a time.
FINTECH ENDORESEMENT

Three Actionable Steps to Make Your Insurance Program Simpler, Easier & More Effective

Maximize the protection and value of your startup's insurance program with these three proven strategies.

Meet Vouch Horizon’s dedicated Web3 team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

Conor Dietzgen

Conor Dietzgen

VERTICAL LEAD
Amy Singh

Amy Singh

Account Executive
Jeison Aguilar

Jeison Aguilar

LEAD UNDERWRITER
Chad Atherton

Chad Atherton

ACCOUNT EXECUTIVE

"Beyond serving as a typical vendor or service provider, Vouch has always epitomized what a ‚Äėtrusted partner' is. From day one, they took a proactive approach in understanding our business, risk factors, and both the requirements and concerns of our investors and customers.‚ÄĚ

Laurence Latimer, CEO and Co-founder

Why Dinara chose Vouch as their Web3 risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Scaling Coverage Needs
THEIR PROBLEM

Dinara's insurance coverage did not reflect  their current or future-facing product offering and structure.

VOUCH’S SOLUTION

Updated Dinara's coverage to align with industry benchmarks, ensuring it was appropriately scaled for their growth.

2
analysis result
Demanding Requirements
THEIR PROBLEM

Faced with stringent requirements from investors and customers, Dinara needed a nuanced insurance approach to fulfill requirements and fully protect them from unknown risks.

VOUCH’S SOLUTION

Conducted a review of investor and customer requirements and possible concerns, recommending solutions that balanced coverage effectiveness with cost efficiency.

3
analysis result
No Digital Asset Coverage
THEIR PROBLEM

At launch, they needed policies designed to adequately cover the unique risks associated with Web3 companies.

VOUCH’S SOLUTION

Recommended specialized Vouch policies tailored for Web3 companies, with modifications to broaden coverage scope including digital assets.

The Leading Insurer of AI Pioneers
Coverage by INDUSTRY

The Leading Insurer of AI Pioneers

Vouch works with top AI companies to minimize emerging risks, including issues of privacy, IP, and bias.

Expanded coverage for algorithmic errors
Coverage for IP and Bias claims
Expertise in emerging case law and AI regulations
Trusted by 300+ top AI companies
FINTECH ENDORESEMENT

Three Actionable Steps to Make Your Insurance Program Simpler, Easier & More Effective

Maximize the protection and value of your startup's insurance program with these three proven strategies.

Meet Vouch Horizon’s dedicated AI team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

Sophie McNaught

Sophie McNaught

VERTICAL LEAD
Marlowe Milo

Marlowe Milo

ACCOUNT EXECUTIVE
Sage Clements

Sage Clements

LEAD UNDERWRITER
Thang Bui

Thang Bui

UNDERWRITER

"Vouch made insurance for our startup seamless. We've learned that as we grow, our insurance needs expand too, and Vouch has been there to guide us through that process, making it as easy as it could possibly get."

Sarah Nagy, CEO

Why Seek chose Vouch as their AI risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Scaling Coverage Needs
THEIR PROBLEM

As they grew, their existing insurance became insufficient, with gaps emerging as operations expanded.

VOUCH’S SOLUTION

Leveraging benchmarking data, Vouch crafted tailored recommendations, scaling Arc's coverage to meet their evolving business needs.

2
analysis result
Evolving Requirements
THEIR PROBLEM

With rapid developments, such as increasing customer requirements and expanding locations, their insurance requirements became more complex.

VOUCH’S SOLUTION

Maintained close communication with Arc throughout the year, ensuring that insurance requirements were consistently met amidst the changing business landscape.

3
analysis result
Limited Visibility into Options
THEIR PROBLEM

Leadership needed clearer insight into the spectrum of available insurance options to make informed decisions.

VOUCH’S SOLUTION

Delivered options from the broader market and elaborated on tradeoffs, enabling Arc to achieve the best value by balancing coverage terms with premiums.

Fintech Insurance 
for the Future of Finance
Coverage by INDUSTRY

Top Consumer startups insure with Vouch.

Better coverage at a lower cost. Vouch analyzed thousands of startups to create a more accurate risk model for Consumer companies.

Protection for new business models
Product liability at any scale
Instant adjustments
Trusted by top Consumer companies

Meet Vouch Horizon’s dedicated Consumer team.

Vouch’s dedicated industry teams are your gateway to the most innovative insurance available, backed by the most trusted carriers and reinsurers in the world.

Jared Williams

Jared Williams

Senior Advisor
Cassidy Szarnicki

Cassidy Szarnicki

VERTICAL LEAD
Brent McLoughlin

Brent McLoughlin

ACCOUNT EXECUTIVE
Alison Payden

Alison Payden

ACCOUNT EXECUTIVE
Online Marketplace
Private Venture

‚ÄúFrom start to finish, Vouch was an amazing partner that took the time to understand our business. Their ability to be either the insurer themselves or a broker allowed us to have the best of both worlds.‚ÄĚ

Rajat Wali, Director of Accounting

Why Lawnstarter chose Vouch as their Consumer risk partner.

ANALYSIS RESULT
THEIR PROBLEM
VOUCH’S SOLUTION
1
analysis result
Misclassification of Business
THEIR PROBLEM

A poor understanding of their business led the previous insurer to miscategorize them in underwriting, compromising insurance relevancy and pricing.

VOUCH’S SOLUTION

Reassessed and recategorized the client as a marketplace, enhancing their coverage to match their business model.

2
analysis result
State-Specific Exclusions
THEIR PROBLEM

The operational footprint in New York was left vulnerable due to policy exclusions.

VOUCH’S SOLUTION

Negotiated to include coverage for New York, fortifying their position in vital markets.

3
analysis result
Disproportionate premiums
THEIR PROBLEM

Due to misclassification, the client faced elevated premiums that did not reflect their true risk exposure.

VOUCH’S SOLUTION

By recalibrating the risk profile, Vouch achieved a substantial reduction in insurance premiums.