Business insurance for early-stage startups.

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Trusted by top investors, banks and startups in Silicon Valley and beyond.

"We recommend Vouch to our community of founders because they deliver insurance solutions that seamlessly align with tech startups' needs, while also offering top-notch service."

DEEL

Simple, efficient, and all in one place.

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Instant quotes and competitive pricing
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All of the coverages your startup needs
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Real-time access to insurance experts
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Get a quote in as little as 10 minutes

Download COIs from your account

Adjust limits & coverages online

All your policies in one place

Instantly activate 10 Vouch-exclusive coverages

General Liability

Foundational protection for the basic risks of running a startup. General Liability is often required by landlords, business partners, and clients. Learn More

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Third-party injury and medical expenses
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Third-party property damage
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Digital Accessibility Coverage add on
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Hired & Non-owned auto add on
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Product Liability add on

Business Property

Business Personal Property provides coverage for the cost of repairing or replacing business property owned by your business when it’s damaged by “covered events.” Learn more

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Fire and Smoke
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Lightning Strikes
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Theft
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Vandalism
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Explosion
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Water damage originating indoors

Directors & Officers

Protection for founders, officers and board members if sued over decisions made for the startup. It gives directors and officers peace of mind, since their personal assets are protected up to the limit value in the event of a qualifying claim. Learn More

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Side A
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Side B
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Side C
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Intellectual Property (IP) protection vouch exclusive
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Cap table disputes vouch exclusive

Errors & Omissions

Protection for when a mistake in your product causes a financial loss to a customer or partner. Tech startups tend to have higher E&O exposure, because innovation may move companies into areas laws and regulations have not fully addressed. Learn More

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Payment of legal fees
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Negligence
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Breach of warranty
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Misrepresentation
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Product failures
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Copyright of software code add on

Fiduciary Liability

Protection for mistakes in the management of employee benefit plans. Benefits advice can be misinterpreted by employees and result in a lawsuit. Learn More

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Misleading advice
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Poor investment decisions
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Poor or negligent investment practices
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Poor communication
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Mistakes in computing or administering plans

Media Liability

Protection against allegations of copyright infringement, defamation, or libel/slander. Copyright infringement damages can be as high as $150,000 per incident not including legal fees. Learn More

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Allegations of copyright infringement

Employment Practices Liability

Protection from actual and frivolous allegations of wrongdoing by an between managers and employees. 41% of EPL-related lawsuits are brought against businesses with fewer than 100 employees. Learn More

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Discrimination
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Failure to promote
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Emotional distress
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Third-party liability
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Harassment
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Improper hiring practices
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Retaliation and wrongful termination

Hired & Non-Owned Auto

Coverage for potential damages while using a vehicle for business purposes. Driving is one of the riskiest things we do, and personal auto insurance policies typically won’t cover your employees for commercial driving. Learn More

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Bodily injury and property damage

Cyber

Protection for the damages caused by data breaches. Startups often store or manage customer data. Data breaches are common, and can be very expensive. Learn More

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Identity Theft
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Forensic analysis
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Breach of systems
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Misrepresentation
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Electronic funds transfer vouch exclusive
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Social engineering vouch exclusive
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Subpoena Assistance add on

Crime

Protection from employees theft, forgery, and fraud. Organizations with less than 100 employees see the largest share of fraud cases, and median losses are $200,000 per incident. Learn More

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Employee Theft
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Computer Fraud
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Counterfeit Currency
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Forgery or Alteration
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Software Contractor Coverage add on

General Partnership Liability

Protection for the damages caused by data breaches. General Partnership Liability is a holistic solution to provide protection for the unique structure of VC firms.

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Directors & Officers
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Errors & Omissions
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Outside Directorship Liability
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Employment Practice Liability
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General Liability
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Cyber
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Crime

AI Insurance

AI Insurance pays for customer lawsuits associated with your AI product. Protection for risks like algorithmic bias, regulatory investigations, and claims of IP infringement in model training and output.

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AI Product Failures
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AI Technical Errors
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AI Bias & Discrimination
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AI Regulatory Violations
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AI IP Infringement Claims
General Liability

Foundational protection for the basic risks of running a startup. General Liability is often required by landlords, business partners, and clients. Learn More

A green check mark
Third-party injury and medical expenses
A green check mark
Third-party property damage
A green check mark
Digital Accessibility Coverage add on
A green check mark
Hired & Non-owned auto add on
A green check mark
Product Liability add on
Business Property

Business Personal Property provides coverage for the cost of repairing or replacing business property owned by your business when it’s damaged by “covered events.” Learn More

A green check mark
Fire and Smoke
A green check mark
Lightning Strikes
A green check mark
Theft
A green check mark
Vandalism
A green check mark
Explosion
A green check mark
Water damage originating indoors
Directors & Officers

Protection for founders, officers and board members if sued over decisions made for the startup. It gives directors and officers peace of mind, since their personal assets are protected up to the limit value in the event of a qualifying claim. Learn More

A green check mark
Side A
A green check mark
Side B
A green check mark
Side C
A green check mark
Intellectual Property (IP) protection vouch exclusive
A green check mark
Cap table disputes vouch exclusive
Errors & Omissions

Protection for when a mistake in your product causes a financial loss to a customer or partner. Tech startups tend to have higher E&O exposure, because innovation may move companies into areas laws and regulations have not fully addressed. Learn More

A green check mark
Payment of legal fees
A green check mark
Negligence
A green check mark
Breach of warranty
A green check mark
Misrepresentation
A green check mark
Product failures
A green check mark
Copyright of software code add on
Fiduciary Liability

Protection for mistakes in the management of employee benefit plans. Benefits advice can be misinterpreted by employees and result in a lawsuit. Learn More

A green check mark
Misleading advice
A green check mark
Poor investment decisions
A green check mark
Poor or negligent investment practices
A green check mark
Poor communication
A green check mark
Mistakes in computing or administering plans
Media Liability

Protection against allegations of copyright infringement, defamation, or libel/slander. Copyright infringement damages can be as high as $150,000 per incident not including legal fees. Learn More

A green check mark
Allegations of copyright infringement
Employment Practices Liability

Protection from actual and frivolous allegations of wrongdoing by an between managers and employees. 41% of EPL-related lawsuits are brought against businesses with fewer than 100 employees. Learn More

A green check mark
Discrimination
A green check mark
Failure to promote
A green check mark
Emotional distress
A green check mark
Third-party liability
A green check mark
Harassment
A green check mark
Improper hiring practices
A green check mark
Retaliation and wrongful termination
Hired & Non-Owned Auto

Coverage for potential damages while using a vehicle for business purposes. Driving is one of the riskiest things we do, and personal auto insurance policies typically won’t cover your employees for commercial driving. Learn More

A green check mark
Bodily injury and property damage
Cyber

Protection for the damages caused by data breaches. Startups often store or manage customer data. Data breaches are common, and can be very expensive. Learn More

A green check mark
Identity Theft
A green check mark
Forensic analysis
A green check mark
Breach of systems
A green check mark
Misrepresentation
A green check mark
Electronic funds transfer
A green check mark
Water damage originating indoors vouch exclusive
A green check mark
Social engineering vouch exclusive
A green check mark
Subpoena Assistance add on
Crime

Protection from employees theft, forgery, and fraud. Organizations with less than 100 employees see the largest share of fraud cases, and median losses are $200,000 per incident. Learn More

A green check mark
Employee Theft
A green check mark
Computer Fraud
A green check mark
Counterfeit Currency
A green check mark
Forgery or Alteration
A green check mark
Software Contractor Coverage add on
General Partnership Liability

Protection for the damages caused by data breaches. General Partnership Liability is a holistic solution to provide protection for the unique structure of VC firms.

A green check mark
Directors & Officers
A green check mark
Errors & Omissions
A green check mark
Outside Directorship Liability
A green check mark
Employment Practice Liability
A green check mark
General Liability
A green check mark
Cyber
A green check mark
Crime

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Fintech

“Our renewal process with Vouch was ideal: efficient and painless. We loved working with the team, all of whom were incredibly responsive, customer-oriented, and friendly.”

Annie Zhu, Head of Finance

You used to have to choose between getting insurance fast and getting it right. Now, there’s Vouch.

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Endless PDF applications and dozens of emails.
Tech-specific Insurance that moves as fast as you do.
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Exclusive coverages engineered for technology
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AM Best rating of A (Excellent)
Streamlined claims process
Industry-Aligned Expert Guidance