Vouch is the trusted broker for both emerging startups and mature tech companies. Our dual-path approach ensures you always get the right support.
With Vouch, you get a partner who understands the pace of tech and the stakes of ambition.
TECHNOLOGY
The insurance broker ambitious tech leaders trust.
From AI to fintech, we help innovators safeguard their future with insurance that clears obstacles and protects what matters most.
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An insurance broker that actually understands the tech industry.
Close Deals Without Delays
Fast quotes, instant COIs, and contract-ready documentation so deals move forward without friction.
Expertise That Stands Up Under Scrutiny
Expert-designed coverage that holds up to pressure from investors, customers, and regulators.
Insurance Without the Busywork
Our AI-enabled platform streamlines applications, renewals, and document management.
Coverage That Evolves With You
From your first customer contract to your IPO, Vouch designs programs that scale with you.
EXPERTISE
Expertise in every tech vertical
→ AI
→ Cybersecurity
→ eCommerce
→ Hardware & Robotics
→ B2B SaaS
→ DevTools & Infrastructure
→ Fintech
→ Web3
→ Cybersecurity
→ eCommerce
→ Hardware & Robotics
→ B2B SaaS
→ DevTools & Infrastructure
→ Fintech
→ Web3
RISK TRENDS
High-stakes tech risks, clearly explained
Data Breaches & Cyber Threats
Bad actors move fast, but so do we. We benchmark your exposures and align coverage with enterprise security demands.
Product & Service Liability
We translate your unique exposures into coverage that satisfies contracts, reassures investors, and keeps growth on track.
Leadership & Governance Exposure
D&O programs designed to safeguard personal assets, build investor confidence, and support long-term growth plans.
Scaling & Compliance Demands
From first contract to IPO, we guide you through compliance so coverage grows with your milestones, not against them.
Confusing & Shifting Regulations
We track evolving regulations and turn them into clear insurance strategies so you can innovate with confidence.
Streamlined platform
Instant quote and bind for early-stage founders who need coverage fast.
Expert Advisors
Consultative expertise for growth-stage companies facing complex risks.
Benchmarking insights
Align your coverage with peers at your stage to ensure you're neither overpaying nor underinsured.
Expert advisors
We understand clinical, regulatory, and IP exposures so your protection keeps pace with your science.
Specialized coverage
Through an integrated partnership with a leading SMB insurer, Vouch bridges medical and technology risks in one comprehensive program.
COVERAGES FOR TECH
Core Coverages for Technology Companies
Insurance Essentials
Tech E&O
Cyber Liability
Directors & Officers
General Liability
Workers’ Comp
Product Liability
Crime Liability
Umbrella Coverage
Employment Practices Liability
Key Person Coverage
CLAIMS EXAMPLES
Life Science startups experience heightened exposures at an earlier stage.
Case Study
Incident
A startup develops machine learning and artificial intelligence software to improve pathology techniques and drive faster, more accurate disease diagnosis. However, during their latest release, a bug in the software prevented several clients of the startup from reliably using the software. The clients filed suit against the startup for financial losses resulting from the error.
Resolution
The Vouch E&O policy responds by covering the cost of an attorney to represent the company, and funds settlements with several of the company’s clients.
Incident
A startup provides a software platform used by hospitals to manage back-end resourcing. Suddenly, a bug causes a 72 hour outage. As a result, the hospitals cannot access their systems, there is damage to the network infrastructure, and personal health information (PHI) are breached.
Resolution
This is an example of a common, complex claim scenario that may trigger multiple coverages, including E&O and Cyber. In this case, the client’s E&O policy covers financial losses resulting from the software failure. Their Cyber policy covers cyber breach response costs as well as business income loss expenses associated with the cyber breach.
Incident
A company develops a tool designed to increase the speed and efficacy of deep tissue biopsies. After successful clinical trials, the company hires a highly experienced Chief Marketing Officer (CMO), who was most recently employed in a leadership marketing role at one of the company’s competitors. The competitor files a lawsuit against the company and the CMO, alleging misappropriation of the competitor’s trade secrets.
Resolution
Although there are no merits to the claims, there are still legal costs associated with the lawsuit. In this case, the company’s Vouch D&O policy provides coverage to the company and the CMO by covering the costs of attorneys’ fees to defend against the claim.
Damage to rented event space
Incident
A startup providing an online restaurant reservation platform holds its annual holiday party at a rented event space, and an employee accidentally knocks a painting off the wall which cracks the frame. The event space demands that the startup reimburse it for $5,000, the cost to repair the painting.
Resolution
The general liability portion of the BOP policy covers the cost to repair the painting. A copy of the invoice to repair the frame is enough to reimburse the event space on the same day.
Advertisement alluding to competitor triggers lawsuit
Incident
A consumer marketplace startup is acquired by another player and decides to launch a new advertisement campaign to announce this milestone. In the ads, they try to hint at their main competitor by playing with certain words and expressions that this competitor uses in their marketing. They receive a demand letter from the competitor alleging that their slogan was improperly used in the advertisements.
Resolution
The claim triggers the personal & advertising injury portion of the general liability policy, which provides cover for the cost of attorneys’ fees and a potential settlement or judgment up to the policy limits.
Driverless vehicle causes accidents
Incident
A series C startup makes driverless vehicles for delivery services that operate on city streets and highways. On a busy Friday evening, a brake malfunction causes one of their vehicles to rearend multiple cars at traffic stops, causing significant property damage. A class action lawsuit is filed against the startup on behalf of the owners whose vehicles were damaged.
Resolution
The products and completed operations portion of the general liability policy provides coverage for the cost of attorneys’ fees to defend the class action, and a potential settlement or judgment up to the policy limits.
Business insurance for life-saving products
Start by applying online in 10-minutes or less.
Your Insurance Advisor will follow up to ensure your startup is properly protected.
Review your proposal and activate coverage within 1 business day.
WHAT CLIENTS SAY
“Our customers have big insurance requirements. We realized working with Vouch that our prior coverage put us in a very vulnerable position. Vouch gives us the confidence that we’re appropriately covered.”
Justin Barad
MD & CEO, Osso VR
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“Vouch has amazing customer service. Real people who actually respond intelligently, carefully, and in a timely manner.”
Todd Schurr
Operations, Entelexo Biotherapeutics
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“It was super refreshing to talk about coverage with insurance advisors who really understood our industry and what we needed. The whole process was nice and simple.“
Zorina Noland
Finance Manager, Element5
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VOUCH Team
Meet our Life Science Experts
Cassidy Szarnicki
Vertical lead
Cassidy has 5+ years experience working with and investing as a Venture Capital investor in HealthTech and Life Science companies, including pharmaceuticals, medical devices, biotech, and broader Health and Wellness companies. Her expertise underscores her ability to assess complex risk landscapes.
Matthew Miller
LEAD UNDERWRITER
Matt has been working with Life Science companies his entire professional career. Prior to joining Vouch, Matt worked as a Life Sciences Underwriter at Chubb Insurance. His areas of expertise include Pharmaceutical, Medical Devices, HealthTech, Supplement/Nutraceutical, Biotechnology, & Clinical Trials companies.
INSURANCE 101
Why Business Insurance Is Hard for Life Science Startups
A guide to Life Science insurance challenges, and how to get covered efficiently and affordably.
Keep reading
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