AI startups move faster with AI Insurance.
AI Insurance pays for lawsuits associated with your AI product, so your team can move forward with confidence.
No amount of ‘being responsible’ can account for the risks ahead.
Sophie McNaught
Corporate Attorney & AI Leader
Corporate Attorney & AI Leader
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WHAT AI INSURANCE COVERS
AI Insurance is for when your medical decision-support LLM suggests the wrong treatment.
AI Insurance is for when your security monitoring solution fails to detect a breach.
AI Insurance is for when your supply chain intelligence predicts way too many orders.
AI Insurance is for when your contract drafting service forgets a vital clause.
AI Insurance is for when your fraud detection software wrongly declines eligible customers.
Don’t miss a beat when your AI company is sued.
Covers critical AI risks including errors, discrimination, regulatory mistakes, and intellectual property disputes.
Pays for defense costs and damages, irrespective of fault.
Vouch expertly handles your claim so you conserve capital and maintain momentum.
Cut through red tape and ship features faster.
Assure critical stakeholders that you take AI risk seriously.
Increase trust between product and governance teams.
Unlock a more ambitious culture where fewer features are nerfed, canceled or delayed.
Overcome objections and close more deals.
Financial assurance for customers negatively impacted by your AI.
Increase trust with sensitive enterprise buyers.
Share ‘Proof of AI Insurance’ alongside your certifications and security audits.
“In the world of AI, I’m glad we have an insurance provider who is keeping up with evolving risks. It’s an extra layer of assurance that gives us more confidence to move fast.”
Protecting 500+ AI companies
HOW IT WORKS
AI Insurance solves critical AI risks not covered by traditional policies.
COVERAGE AREA
STANDARD TECH E&O COVERAGE
AI INSURANCE
AI Bias & Discrimination
AI IP Infringement Claims
AI Regulatory Violations
AI Product Failures
AI Technical Errors
Not covered
Not covered
Not covered
Not affirmatively covered
Not affirmatively covered
Covers claims alleging algorithmic bias.
Covers claims that your AI product violated IP laws.
Defense costs for investigations concerning AI-specific regulatory violations.
Covers losses caused by AI products or algorithms.
Covers damages from services provided by AI.
RESOURCES
AI Insurance Webinar: Behind the Curtain
View a recording of our 30-minute info session with the team solving lawsuits for AI startups.
Watch Recording
CLAIMS EXAMPLES
Case Study
Incident
You developed an AI-based software product for customers to use to better target their marketing campaigns. There's an error in the AI algorithm, which leads your customer to claim that their marketing budget was misspent on incorrect prospects.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Incident
Your product is an online customer service chat bot powered by AI. You receive a complaint from an ecommerce customer alleging they’ve suffered a financial loss because your AI chatbot is calculating the wrong refunds for their customers.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Incident
Your ed tech software product uses AI to create a curriculum. After using your product, your customer is sued by a large education company alleging IP infringement. This leads your customer to sue you, alleging your product violated copyright.
Resolution
AI Insurance covers the costs to defend as well as the eventual settlement, including the customers’ legal fees, up to your chosen sublimit.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Incident
You offer IT performance analysis through an AI tool, which made a mistake in interpreting a customer’s data. Because their network performance did not improve as a result of the AI recommendation, they claim negligence & misrepresentation which led to a financial loss.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
MarTech
Incident
You developed an AI-based software product for customers to use to better target their marketing campaigns. There's an error in the AI algorithm, which leads your customer to claim that their marketing budget was misspent on incorrect prospects.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Enterprise Software
Incident
Your product is an online customer service chat bot powered by AI. You receive a complaint from an ecommerce customer alleging they’ve suffered a financial loss because your AI chatbot is calculating the wrong refunds for their customers.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
EdTech
Incident
Your ed tech software product uses AI to create a curriculum. After using your product, your customer is sued by a large education company alleging IP infringement. This leads your customer to sue you, alleging your product violated copyright.
Resolution
AI Insurance covers the costs to defend as well as the eventual settlement, including the customers’ legal fees, up to your chosen sublimit.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Analytics Software
Incident
You offer IT performance analysis through an AI tool, which made a mistake in interpreting a customer’s data. Because their network performance did not improve as a result of the AI recommendation, they claim negligence & misrepresentation which led to a financial loss.
Resolution
AI Insurance covers the costs to defend the allegation as well as the eventual settlement, including the customers’ legal fees.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
The scenarios described are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
FAQ’S
Common questions, answered.
How is AI Insurance different from other standard types of commercial insurance?
AI Insurance is a specialized Errors & Omissions policy, which is the type of coverage you would typically purchase to cover you in case one of your customers sues you.
The key difference is that AI Insurance provides additional affirmative coverage if your AI model itself causes a financial loss for one of your customers.
Who is AI Insurance for?
AI Insurance is built for startups where AI is a core part of their product offering.
If you’ve launched an AI product that is currently in the market, we recommend AI Insurance.
Does AI Insurance cover cyber risks?
Cybersecurity is a significant concern for many AI leaders. While AI companies face similar cyber risks as other startups, the potential severity of claims is often higher due to the extensive and sensitive nature of data involved. Cyber risks typically fall under cyber insurance, which we suggest acquiring alongside AI Insurance. Learn more about Vouch's Cyber coverage here.
How does Vouch determine premiums for AI Insurance?
Determining premiums for AI Insurance involves evaluating several key factors. These include the nature and scope of the AI technology used, the industry in which your startup operates, the size of your company, and your company's claim history. Additionally, premiums are determined by the sublimits you’ve chosen for IP and Bias Coverage. This comprehensive assessment ensures that your premium reflects the unique profile and specific needs of your business.
Discover the power of AI Insurance today.
INSURANCE EXCELLENCE & INNOVATION
AI Insurance: another ‘first-of-its-kind’ coverage from ‘the insurance of tech.’
As the tech industry's leading insurer, we don't just respond to emerging risks—we're steps ahead, crafting innovative coverages at a pace unmatched by traditional insurers.
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We listen.
With experience insuring 500+ AI startups, Vouch is uniquely positioned to understand the challenges of the AI sector and deliver effective insurance solutions.
We move fast.
On average, it takes traditional insurers 2-3 years to launch new coverages. At Vouch, we create new coverages in 2-3 months.
We deliver.
In two years, Vouch has released 11 new insurance policies, endorsements, and key enhancements to our coverages, including AI Insurance.
Vouch is the insurance recommended by top investors, banks, and startups in Silicon Valley and beyond.
MEET VOUCH’S AI TEAM
Sophie McNaught
Corporate Attorney & AI Leader
"AI is at a turning point—founders face intense pressure to leverage opportunities, but incredible risks loom. Vouch exists to help you understand those risks and take some of them off the table.”
Get started with AI Insurance
