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Y Combinator has partnered with Vouch to offer discounts on business insurance.*

ABOUT THE PARTNERSHIP

Insurance built for Y Combinator founders

Y Combinator companies can access special business insurance offers through Vouch, with easy online application, access to expert insurance advisors, and premier coverages made for tech startups. Vouch is proud to support the YC community through co-hosted events and educational programming throughout the year.

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Y Combinator Exclusive Perk

Save an extra 10% for being a Y Combinator client.

*Offer is subject to change without notice and may not be available in all states.

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VOUCH PROPRIETARY COVERAGES

Business insurance that scales with your startup

Workspace
General Liability and Business Property protects against losses and injuries in your office, shared workspace, or remote environment.
Funding
Investors typically require limits to their liability with coverages like Directors & Officers and Crime when raising debt or equity financing.
Hiring
Employment Practices Liability coverage protects in the event of a wrongful termination claim, wage dispute, or harassment complaint.
Growth
When customers depend on your offering, Errors & Omissions and Cyber protects from damage caused by downtime, mistakes, and hacks.
COVERAGE BY MILESTONE

Find what coverage is right for you based on your startup’s latest milestone.

The Start
You, your cofounders, and your big idea. In the early days, risk management is not top of mind. And that’s okay–Your biggest risk is whether you get into YC. We get it.
Seed Funding
Your startup is real. And in the moments between chasing customers and iterating on your MVP, you’re choosing the tools and partners that comprise your “startup stack”, like payroll, corporate cards, and yes, business insurance.
General Liability
Business Property
First Hires
It’s time to build. Time to hand-select the team that’s going to get you to your first product launch. Even with a team you trust, expanding beyond the founders means that new risks related to employment litigation are introduced.
Workers Compensation
Employment Practices Liability
Product Launch
Getting customers on board. Things are getting real! Your product is out there, and you have paying customers relying on you. Now is the time to make sure you’re covered for situations caused by an error or vulnerability in your product.
Errors & Omission
Cyber
Office Lease
Building a collaboration space. For many companies, in-person collaboration is irreplaceable. Whether it's a WeWork or a longer lease, this is a good time to check your lease requirements and make sure your General Liability coverage is sufficient.
General Liability
Vouch exclusive: Instant COI
First Renewal
Looking ahead to next year. If your business hasn’t changed much, renewing your insurance may be as simple as re-filling your application and clicking submit. But if you’ve grown or pivoted, you should chat with your account manager about whether to update your coverages.
Talk to an expert. It’s helpful to talk with your Account Manager before any big milestone or major pivot.
Accelerating Growth
Getting ready to scale. You’ve got traction, now it's time to convince additional investors that you're ready to ramp up. Series A investors will usually require D&O coverage before closing, but having policies in place proactively can make your company more appealing.
Directos & Officers
Series A
Proactive risk management strategy. Now is when risk management gets a bit more “hands on”. The stakes are higher, and more finances are at risk. You may choose to delegate insurance responsibility to a leader with operations or risk management experience.
Welcome to Vouch Scale! At this stage, ownership of your account will likely transition to a dedicated Scale account manager for a deeper partnership.
Large Customer
Landing your first whale. Big clients come with high expectations–especially if they’re used to partnering with established companies. Customers often have their own insurance requirements, so you should review your policies to make sure they’re aligned.
Advisor Contract Reviews. Sometimes customer requirements can be unreasonably high. Talk to your insurance advisor about what limits and coverages make sense for your business.
Team Expansion
Scaling up your resources. It’s time to add more specialized roles to help accelerate growth. As you increase your headcount, more team members will have access to sensitive financial information, and the risk of employment litigation increases overall.
Crime
Fiduciary Liability
Employee Benefits Liability
Series B, C, & beyond
Accelerating the Momentum.
‍You've achieved product-market fit and it's time to scale. Risk management becomes more complex as your company grows, so ensure your Vouch Insurance Advisor is connected with your expanding risk team.
Talk to an expert. Reach out to your Account Manager at the “celebration” moments. This includes revenue, fundraising, hiring, and product milestones.
First Claim
Weathering the storm. Of course, you never know when it will happen, but by this stage there’s a good chance you’ve experienced your first claim, whether it’s a broken laptop or an employee lawsuit.
Rapid Incident Response. Vouch should always be your first point of contact when an incident occurs. We’ll partner with you to develop a plan to resolve your claim successfully.
Managing unique risks
Building a more tailored package. There are many reasons why you may need specialty insurance. Perhaps you need coverage for specific risks like Warehouse Management Liability or Medical Malpractice Insurance. Or maybe you need a more comprehensive program with higher limits.
Vouch Specialty. Vouch’s in-house brokerage team has full access to the same market as a traditional broker, so you can get custom or unusual coverages with a best price in the market.
Exit
Entering a new chapter. It’s the moment you’ve been working towards! Whether you’re being acquired or introducing your IPO, make sure you’re covered before and after the i’s are dotted and t’s are crossed.
Tail Coverage
Reps & Warranties
Public D&O
WHY VOUCH

Why Y Combinator customers choose Vouch

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Coverage that fits

Protection that evolves from your first contract to your next big milestone.

Smart, simple, fast.

Apply in minutes and get covered in as little as 24 hours.

Guidance from experts.

Real people, fluent in your industry’s risks and requirements.

Designed for growth.

Insurance expertise and coverage that scales with you and your business.

HOW IT WORKS

Getting covered is simple

1
Start your application
Share a few details about your company and industry in our digital application.
2
Get expert guidance.
Our mix of technology and expert advisors matches you with coverage.
3
Move forward with confidence.
Get instant quotes and proof of insurance, and update your coverage at any time.
TESTIMONIALS

Our customers, covered and happy

“We needed coverage that could evolve with our business, and Vouch delivered. They helped us optimize our policy while keeping costs down. A perfect balance of security and efficiency.”
“Vouch stepped in at a critical moment, giving us confidence and clarity in a complex renewal process. The cost savings and expertise they provided were invaluable.”
“Vouch’s strategic approach gave us the confidence to expand. Their deep understanding of our industry helped us build an insurance program that supports our growth.”

Protect Your Company. Insure Your Ambition.

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© 2026 Vouch, Inc. All Rights Reserved.

Insurance services provided by Vouch Specialty Insurance Services, LLC. Descriptions are general in nature only. Please refer to the terms and conditions of any policies offered or purchased. Insurance products offered are subject to application and underwriting requirements. Not all products available in all states. Pricing depends on a variety of factors including policyholder location. Not all discounts available in all states or on all products.

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