Introducing WeWork Insurance Essentials
WeWork has partnered with Vouch Insurance, who is offering members access to coverage designed for your business.
Easy online application
Easy online application
Access to expert insurance advisors
WEWORK DISCOUNT ACTIVATED
Save an extra 5% for being a WeWork member.
*Offer is subject to change without notice and may not be available in all states.
WHY VOUCH
Insurance made for tech startups.
Powered by code. Not PDFs.
Vouch is digital-first insurance. You can protect your startup in as little as 10 minutes and manage your coverages in a modern insurance tool.
Activate coverage in as little as 10 minutes
Instantly download digital COIs
Easily adjust limits anytime in the dashboard
Insurance guidance at your fingertips.
Whether you need help getting properly covered, or support through a claim, Vouch is here for you.
Deep expertise in startup risks
Advice by phone, text, email or Zoom
White glove claims process
Scale your coverage as your company grows.
Our coverages and service expand as you scale, so your protection is always one step ahead of your risks.
Dedicated account management
Access boutique coverages via Vouch brokerage
Holistic risk management guidance
Transparent Claims Process.
Know exactly who to contact when an incident occurs. Vouch’s in-house claims specialists will work with you to navigate the process from start to finish.
Client Advocacy
Fair Outcomes
Expert Council
Digital Platform
Powered by code. Not PDFs.
Vouch is digital-first insurance. You can protect your startup in as little as 10 minutes and manage your coverages in a modern insurance tool.
Activate coverage in as little as 10 minutes
Instantly download digital COIs
Easily adjust limits anytime in the dashboard
Expert Service
Insurance guidance at your fingertips.
Whether you need help getting properly covered, or support through a claim, Vouch is here for you.
Deep expertise in startup risks
Advice by phone, text, email or Zoom
White glove claims process
Built for Scale
Scale your coverage as your company grows.
Our coverages and service expand as you scale, so your protection is always one step ahead of your risks.
Dedicated account management
Access boutique coverages via Vouch brokerage
Holistic risk management guidance
Claim Specialits
Transparent Claims Process.
Know exactly who to contact when an incident occurs. Vouch’s in-house claims specialists will work with you to navigate the process from start to finish.
Client Advocacy
Fair Outcomes
Expert Council
GET STARTED
Schedule time with an Insurance Advisor
Review existing policies and risk management gaps
See how Vouch protects and grows with startups
Get preliminary pricing and a switching plan
VOUCH PROPRIETARY COVERAGES
Comprehensive coverages for tech startups.
WeWork Insurance Essentials
Meets the requirements of your WeWork Membership Agreement
Additional Available coverages
MILESTONE-BASED COVERAGES
Business insurance that scales with your startup.
Workspace
General Liability and Business Property protects against losses and injuries in your office, shared workspace, or remote environment.
Funding
Investors typically require limits to their liability with coverages like Directors & Officers and Crime when raising debt or equity financing.
Hiring
Employment Practices Liability coverage protects in the event of a wrongful termination claim, wage dispute, or a harassment complaint.
Growth
When customers depend on your offering, Errors & Omissions and Cyber protects from damage caused by downtime, mistakes and hacks.
THE START
You, your cofounders, and your big idea. In the early days, risk management is not top of mind. And that’s okay–Your biggest risk is whether you get into YC. We get it.
Seed Funding
Your startup is real. And in the moments between chasing customers and iterating on your MVP, you’re choosing the tools and partners that comprise your “startup stack”, like payroll, corporate cards, and yes, business insurance.
FIRST HIRES
It’s time to build. Time to hand-select the team that’s going to get you to your first product launch. Even with a team you trust, expanding beyond the founders means that new risks related to employment litigation are introduced.
PRODUCT LAUNCH
Getting customers on board. Things are getting real! Your product is out there, and you have paying customers relying on you. Now is the time to make sure you’re covered for situations caused by an error or vulnerability in your product.
OFFICE LEASE
Building a collaboration space. For many companies, in-person collaboration is irreplaceable. Whether it's a WeWork or a longer lease, this is a good time to check your lease requirements and make sure your General Liability coverage is sufficient.
First Renewal
Looking ahead to next year. If your business hasn’t changed much, renewing your insurance may be as simple as re-filling your application and clicking submit. But if you’ve grown or pivoted, you should chat with your account manager about whether to update your coverages.
Accelerating Growth
Getting ready to scale. You’ve got traction, now it's time to convince additional investors that you're ready to ramp up. Series A investors will usually require D&O coverage before closing, but having policies in place proactively can make your company more appealing.
SERIES A
Proactive risk management strategy. Now is when risk management gets a bit more “hands on”. The stakes are higher, and more finances are at risk. You may choose to delegate insurance responsibility to a leader with operations or risk management experience.
LARGE CUSTOMER
Landing your first whale. Big clients come with high expectations–especially if they’re used to partnering with established companies. Customers often have their own insurance requirements, so you should review your policies to make sure they’re aligned.
Team Expansion
Scaling up your resources. It’s time to add more specialized roles to help accelerate growth. As you increase your headcount, more team members will have access to sensitive financial information, and the risk of employment litigation increases overall.
Series B, C, & Beyond
Accelerating the Momentum. Accelerating the Momentum.
You've achieved product-market fit and it's time to scale. Risk management becomes more complex as your company grows, so ensure your Vouch Insurance Advisor is connected with your expanding risk team.
You've achieved product-market fit and it's time to scale. Risk management becomes more complex as your company grows, so ensure your Vouch Insurance Advisor is connected with your expanding risk team.
FIRST CLAIM
Weathering the storm. Of course, you never know when it will happen, but by this stage there’s a good chance you’ve experienced your first claim, whether it’s a broken laptop or an employee lawsuit.
Managing Unique Risks
Building a more tailored package. There are many reasons why you may need specialty insurance. Perhaps you need coverage for specific risks like Warehouse Management Liability or Medical Malpractice Insurance. Or maybe you need a more comprehensive program with higher limits.
EXIT
Entering a new chapter. It’s the moment you’ve been working towards! Whether you’re being acquired or introducing your IPO, make sure you’re covered before and after the i’s are dotted and t’s are crossed.
HOW TO GET BUSINESS INSURANCE WITH VOUCH
Start by applying online in 10-minutes or less.
Your Insurance Advisor will follow up to ensure your startup is properly protected.
Review your proposal and activate coverage within 1 business day.
START APPLICATION
5% WeWork Discount
WHAT CLIENTS SAY
Vouch is proud to protect WeWork members.
“Vouch actually understands what we do, and we didn’t have to jump through hoops to get covered. We purchased a policy in minutes, got a great price, and now have coverage that will grow with our company.”
Kyle Mack
Founder & CEO, Middesk
“It was super refreshing to talk about coverage with insurance advisors who really understood our industry and what we needed. The whole process was nice and simple.“
Zorina Noland
Finance Manager, Element5
“With Vouch, we were able to get the exact coverage we needed without weeks of paperwork — and get the peace of mind that comes with being properly covered.”
Evan Kirkham
Co-Founder & CEO, Outlier
“Vouch actually understands what we do, and we didn’t have to jump through hoops to get covered. We purchased a policy in minutes, got a great price, and now have coverage that will grow with our company.”
Kyle Mack
Founder & CEO, Middesk
“It was super refreshing to talk about coverage with insurance advisors who really understood our industry and what we needed. The whole process was nice and simple.“
Zorina Noland
Finance Manager, Element5
"Vouch delivered on every axis. They intake process was intuitive, their representatives were easy to work with, and they undercut the quotes we had received from legacy carriers by over 60%. I highly recommend Vouch."
Evan Kirkham
CEO
TRUSTED BY STARTUPS IN YOUR INDUSTRY
CERTIFICATE OF INSURANCE
COI Submission Form
Satisfy your insurance requirements for WeWork by submitting your Certificate of Insurance here. Vouch will verify your coverages and reach out if any additional information is needed.
Thank you! Your submission has been received!
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FAQ’S
What types of insurance do I need?
WeWork’s standard US Membership Agreement requires all members to maintain personal property and general commercial liability insurance coverage.
General Liability provides important baseline protection for running your business, such as helping protect your business assets when visitors get injured on your property or by your product, when a third party accuses you of libel or slander, or when a lawsuit results from these types of third-party damages.
Business Personal Property provides coverage for the cost of repairing or replacing business property owned by your business when it’s damaged by “covered events” which usually include:
WeWork’s standard US Membership Agreement requires all members to maintain personal property and general commercial liability insurance coverage.
General Liability provides important baseline protection for running your business, such as helping protect your business assets when visitors get injured on your property or by your product, when a third party accuses you of libel or slander, or when a lawsuit results from these types of third-party damages.
Business Personal Property provides coverage for the cost of repairing or replacing business property owned by your business when it’s damaged by “covered events” which usually include:
WeWork’s standard US Membership Agreement requires all members to maintain personal property and general commercial liability insurance coverage.
- Fire and smoke
- Lightning strikes
- Theft
- Vandalism
- Water damage originating indoors (burst pipes, sprinklers, etc.)
- Explosion
What limits are required by WeWork?
The right amount of coverage is based on the size and nature of your business. WeWork’s standard US Membership Agreement requires you to maintain coverage amounts appropriate for your company. Consult an insurance professional for a recommended coverage amount for your company. If you would like a recommendation from Vouch, you can do so by submitting a Vouch application or by speaking to a Vouch advisor.
What is a Certificate of Insurance?
A certificate of insurance (COI) is a document your insurance company can provide to you that serves as proof that you have a valid insurance policy. It provides key details about the policy to a third-party, such as the name of the policyholder, the start and end date of the policy, the type of coverages and limits, and any additional endorsements.
While the formats of COIs can vary, most COIs follow the standard Acord format such as this (Acord 25).
For WeWork’s requirements, General Liability and Business Personal Property are often two different formats but can be combined.
While the formats of COIs can vary, most COIs follow the standard Acord format such as this (Acord 25).
For WeWork’s requirements, General Liability and Business Personal Property are often two different formats but can be combined.
How do I get a Certificate of Insurance?
You can request a COI from your insurance provider’s web portal or directly via their customer service team. These are common requests so look for details from your insurance provider on how to obtain your certificate.
I got my Certificate of Insurance, what should I do with it now?
Once you have your Certificate of Insurance, verify a couple key data points before you submit it for verification to the WeWork Move Manager portal. This will help minimize any issues that may prolong the verification process.Is the Insured name correct? This should be the legal name of your company.
Is the policy still valid? Make sure the policy is not expired on your COI.
Does it show the required coverage? WeWork requires that you have General Liability insurance. This should be displayed along with the policy number and policy coverage dates in your COIs.
Here’s an example COI showing proof of General Liability coverage.
Is the policy still valid? Make sure the policy is not expired on your COI.
Does it show the required coverage? WeWork requires that you have General Liability insurance. This should be displayed along with the policy number and policy coverage dates in your COIs.
Here’s an example COI showing proof of General Liability coverage.
- Box 1 will be where you/your company’s name and info will appear
- Box 2 is where you’ll find information on your General Liability policy, including the effective date and expiration date
What if I don’t have insurance?
To comply with the requirements under your Membership Agreement, you will need to purchase General Liability insurance and obtain a COI from your insurance provider once purchased. Once obtained, please submit the COI to the WeWork Move Manager portal. If you choose to purchase coverage through Vouch, then you can skip this last step as we will be able to generate a COI for verification purposes.
I’ve been a member of WeWork for a while now. Is this a new requirement?
Maintaining appropriate personal property and general commercial liability insurance coverage is an existing requirement under WeWork’s standard US Membership Agreement.
Does the coverage need to be made out to WeWork?
The COI should contain all of the pertinent information about your policy and list the following entity as the certificate holder:
WeWork
75 Rockefeller Plaza, Floor 10
New York, New York
10019
WeWork
75 Rockefeller Plaza, Floor 10
New York, New York
10019
How do I meet WeWork’s insurance requirements as a sole proprietor or individual member who is not affiliated with a business?
Members who do not operate a business or are sole proprietors can obtain personal liability insurance through their homeowner’s or renter’s insurance policy, which can satisfy WeWork’s insurance requirements outlined in the WeWork Membership Agreement.
Still have questions?
If you have a question specifically related to insurance or your Vouch policies, please reach out at wework@vouch.us.
If you have a question about WeWork's insurance requirements, please reach out to Insurance@wework.com.
If you are having trouble uploading your COI to WeWork, please submit a support ticket via the WeWork Member Network / mobile app.
If you have a question about WeWork's insurance requirements, please reach out to Insurance@wework.com.
If you are having trouble uploading your COI to WeWork, please submit a support ticket via the WeWork Member Network / mobile app.
Questions? Talk to one of Vouch’s Insurance Advisors.
Thank you for your interest in Vouch. A member of our Web3 team will contact you in the next few days to verify if this product is a good fit for your company at this time.
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