Because you should ask an advisor, not the internet.

Vouch insures seed-stage and
venture-backed technology startups.

And startups that defy categorization

Lowering risk. Raising the bar.

10 critical coverages purpose-built for tech.

General Liability

Foundational protection for the basic risks of running a startup.

COVERS CLAIMS OF

Injuries occurring on your premises

Injuries or damages caused by your offering

Accusations of libel or slander

NEEDED FOR

Coworking space

Office lease

First customer

ADDITIONAL PROTECTIONS

Damage to property or office

INCLUDED

Work-related employee driving

ADD ON

Business Property

Bundled with General Liability to protect your physical property.

COVERS CLAIMS OF

Loss, damage or theft of property like laptops and furniture

Damage to rented office space

NEEDED FOR

Coworking space

Office lease

Directors & Officers

Protects the personal assets of your founders, officers and board members, and protects your startup from lawsuits associated with their decisions.

COVERS CLAIMS OF

Actual or alleged wrongful acts in the 
management of your startup

Omissions and misstatements in disclosures

Misuse of company assets

NEEDED FOR

Equity financing

Board formation

ADDITIONAL PROTECTIONS

Cap table disputes

Claims of intellectual property 
theft or infringement

Errors & Omissions

Protection for when a mistake in your product causes 
a financial loss to a customer or partner.

COVERS CLAIMS OF

Product failures, bugs and outages

Failure to meet contractual obligations

Negligence and poor workmanship 

NEEDED FOR

Product testing

Product launch

Get more from your coverage.

What to expect when you experience a claim:

Dedicated in-house digital support from start to finish

24-hour turnaround for property claims under $10,000.* 

Top-rated attorneys with expertise in startup litigation

Payment or reimbursement for all covered legal expenses and settlements

* Some limitations apply.

Tasha Matheson - Head of Claims - Chicago

Cyber

Protection for the cost of data breaches caused by mistakes, hacking and social engineering.

COVERS CLAIMS OF

Individual or class-action allegations of identity theft

Coverage for your customer data and data stored on behalf of clients

Covers costs for forensic analysis, ransomware payments, customer notification, settlements, and credit monitoring

NEEDED FOR

Collection of any sensitive data

Non-sensitive 
data at scale

Employment
Practices Liability

Protection from actual and frivolous allegations of wrongdoing by and between managers and employees.

COVERS CLAIMS OF

Improper hiring practices

Retaliation and wrongful termination

Discrimination based on age, gender, race, etc.

Harassment

NEEDED FOR

First hire

Fiduciary Liability

Protection for mistakes in the management of employee benefit plans.

COVERS CLAIMS OF

Poor or misleading financial advice

Communication mistakes resulting in loss of benefits

Mistakes in computing or administering benefit plans

Transaction errors resulting in losses from unintended market exposure

NEEDED FOR

Employee 401k

Crime

Protection from employee theft, forgery and fraud.

COVERS CLAIMS OF

Employee dishonesty resulting in losses

Crimes of forgery or alteration

Losses that happen outside your business premises

NEEDED FOR

5+ employees

Financial data

Physical inventory

Need special protection?

Talk to an Insurance Advisor to see what's possible.

Workers Compensation

Boutique coverage for uncommon risks

Policy adjustments to meet special requirements

John Wallace - Chief Insurance Officer - Chicago

Insurance is all the same. Until it's not.

More coverage,
less exclusions

Vouch policies are simple, readable and honestly summarized.

Reinsured by Munich Re

Backed by the world’s largest A+ rated reinsurer.

Backed by your state

State admitted coverages ensure claims will be paid even if Vouch and Munich Re cease operations.  

Trusted claims

Insurance facilitates trust between counterparties. We treat all participants with integrity, regardless of which side of the claim they’re on.

All your coverage
in one place

Manage and upgrade your policies from one digital portal. 

Continuously updated

Vouch coverages are regularly updated to expand protections and mitigate new risks.

Meet Debbie

Vouch Insurance Advisor

An engineer by trade, Debbie has spent her career helping startups manage complex risks with insurance. She specializes in partnering with founders as they scale coverages alongside their businesses.

Talk to an Advisor