Business Property

Bundled with General Liability to protect your physical property.

COVERS CLAIMS OF

Loss, damage or theft of property like laptops and furniture

Damage to rented office space

NEEDED FOR

Coworking space

Office lease

Learn more about Business Property insurance.

Directors & Officers

Protects the personal assets of your founders, officers and board members, and protects your startup from lawsuits associated with their decisions.

COVERS CLAIMS OF

Actual or alleged wrongful acts in the  management of your startup

Omissions and misstatements in disclosures

Misuse of company assets

NEEDED FOR

Equity financing

Board formation

ADDITIONAL PROTECTIONS

Cap table disputes

Claims of intellectual property  theft or infringement

Learn more about Directors & Officers insurance.

Errors & Omissions

Protection for when a mistake in your product causes  a financial loss to a customer or partner.

COVERS CLAIMS OF

Product failures, bugs and outages

Failure to meet contractual obligations

Negligence and poor workmanship

NEEDED FOR

Product testing

Product launch

Learn more about Errors & Omissions insurance.

Get more from your coverage.

What to expect when you experience a claim:

Dedicated in-house digital support from start to finish

24-hour turnaround for property claims under $10,000.*

Top-rated attorneys with expertise in startup litigation

Payment or reimbursement for all covered legal expenses and settlements

* Some limitations apply.

Tasha Matheson - Head of Claims - Chicago

Cyber

Comprehensive and customizable protection for the cost of data breaches caused by mistakes, hacking and social engineering.

COVERS CLAIMS OF

Individual or class-action allegations of identity theft

Coverage for your customer data and data stored on behalf of clients

Covers costs for forensic analysis, ransomware payments, customer notification, settlements, and credit monitoring

NEEDED FOR

Collection of any sensitive data

Non-sensitive  data at scale

Mission-critical infrastructure

Learn more about Cyber insurance.

Employment
Practices Liability

Protection from actual and frivolous allegations of wrongdoing by and between managers and employees.

COVERS CLAIMS OF

Improper hiring practices

Retaliation and wrongful termination

Discrimination based on age, gender, race, etc.

Harassment

Third-party liability for claims made by non-employees like customers

Wage & Hour Defense Costs (subject to policy T&C’s)

NEEDED FOR

First hire

Learn more about Employment Practices Liability insurance.

Fiduciary Liability

Protection for mistakes in the management of employee benefit plans.

COVERS CLAIMS OF

Breach of Duty in managing your benefit plans

Communication mistakes resulting in loss of benefits

Mistakes in computing or administering benefit plans

Transaction errors resulting in losses from unintended market exposure

NEEDED FOR

Employee 401k

Learn more about Fiduciary Liability insurance.

Crime

Protection from employee theft, forgery and fraud.

COVERS CLAIMS OF

Employee dishonesty resulting in losses

Crimes of forgery or alteration

Losses that happen outside your business premises

NEEDED FOR

5+ employees

Financial data

Physical inventory

Learn more about Crime insurance.

Need special protection?

Talk to an Insurance Advisor to see what's possible.

Workers Compensation

Boutique coverage for uncommon risks

Policy adjustments to meet special requirements

John Wallace - Chief Insurance Officer - Chicago

Insurance is all the same. Until it's not.

More coverage,
less exclusions

Vouch policies are simple, readable and honestly summarized.

Reinsured by Munich Re

Backed by the world’s largest A+ rated reinsurer.

Backed by your state

State admitted coverages ensure claims will be paid even if Vouch and Munich Re cease operations.

Trusted claims

Insurance facilitates trust between counterparties. We treat all participants with integrity, regardless of which side of the claim they’re on.

All your coverage
in one place

Manage and upgrade your policies from one digital portal.

Continuously updated

Vouch coverages are regularly updated to expand protections and mitigate new risks.

Meet Myles

Vouch Insurance Advisor

Myles is a licensed insurance professional that specializes in technology risks. He joined Vouch to spend less time selling and more time solving problems. Vouch Insurance Advisors are incentivized to get you the right coverage, not the most coverage, based on your exact needs.

Talk to an Advisor

Because you should ask an advisor, not the internet.

Conflict of Interest: What to Do When You and Your Investors Are Not on the Same Page

Founder Trek: Hiking Mt. Tam with a Seasoned Guide

Lowering risk. Raising the bar.

10 critical coverages purpose-built for tech.

General Liability

Foundational protection for the basic risks of running a startup.

Injuries occurring on your premises

Injuries or damages caused by your offering

Accusations of libel or slander

Coworking space

Office lease

First customer

Damage to property or office

Work-related employee driving

Business Property

Bundled with General Liability to protect your physical property.

Loss, damage or theft of property like laptops and furniture

Damage to rented office space

Coworking space

Office lease

Directors & Officers

Protects the personal assets of your founders, officers and board members, and protects your startup from lawsuits associated with their decisions.

Actual or alleged wrongful acts in the management of your startup

Omissions and misstatements in disclosures

Misuse of company assets

Equity financing

Board formation

Cap table disputes

Claims of intellectual property theft or infringement

Errors & Omissions

Protection for when a mistake in your product causes a financial loss to a customer or partner.

Product failures, bugs and outages

Failure to meet contractual obligations

Negligence and poor workmanship

Product testing

Product launch

Get more from your coverage.

What to expect when you experience a claim:

Dedicated in-house digital support from start to finish

24-hour turnaround for property claims under $10,000.*

Top-rated attorneys with expertise in startup litigation

Payment or reimbursement for all covered legal expenses and settlements

* Some limitations apply.

Cyber

Comprehensive and customizable protection for the cost of data breaches caused by mistakes, hacking and social engineering.

Individual or class-action allegations of identity theft

Coverage for your customer data and data stored on behalf of clients

Covers costs for forensic analysis, ransomware payments, customer notification, settlements, and credit monitoring

Collection of any sensitive data

Non-sensitive data at scale

Mission-critical infrastructure

Employment Practices Liability

Protection from actual and frivolous allegations of wrongdoing by and between managers and employees.

Improper hiring practices

Retaliation and wrongful termination

Discrimination based on age, gender, race, etc.

Harassment

Third-party liability for claims made by non-employees like customers

Wage & Hour Defense Costs (subject to policy T&C’s)

First hire

Fiduciary Liability

Protection for mistakes in the management of employee benefit plans.

Breach of Duty in managing your benefit plans

Communication mistakes resulting in loss of benefits

Mistakes in computing or administering benefit plans

Transaction errors resulting in losses from unintended market exposure

Employee 401k

Crime

Protection from employee theft, forgery and fraud.

Employee dishonesty resulting in losses

Crimes of forgery or alteration

Losses that happen outside your business premises

5+ employees

Financial data

Physical inventory

Need special protection?

Talk to an Insurance Advisor to see what's possible.

Workers Compensation

Boutique coverage for uncommon risks

Actual or alleged wrongful acts in the  management of your startup

Claims of intellectual property  theft or infringement

Protection for when a mistake in your product causes  a financial loss to a customer or partner.

Non-sensitive  data at scale

Employment
Practices Liability

More coverage,
less exclusions

All your coverage
in one place